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Esprit Financial Group Inc. www.espritfinancialgroup.com announced today that it will publish a business update from CEO Garr Winters at 9:30 AM today. The full text will be available on the Company's popular Town Hall forum. A recent report issued by the National Consumer Law Center is absent what should be a critical element of any report: the facts. The June 2007 report on utilities and payday lenders concludes that there is a link between companies like ACE accepting utility payments and offering short-term loans. GREENBELT — A Silver Spring man charged with bilking three payroll companies out of up to $1.2 million was arrested Thursday on one count of wire fraud. Wilberforce F. Mensah, 29, of Silver Spring, had his initial appearance at the U.S. District Court for the District of Maryland on Thursday. 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