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A payday lending business violated Pennsylvania consumer law by providing loans of as much as $500 to people in return for 6 percent interest plus a $150 monthly fee, a state court ruled Tuesday. A Commonwealth Court panel agreed with the Banking Department's claim that fees charged by Advance America Cash Advance Centers exceeded limits of the state's Consumer Discount Company Act. The Banking ... Advance America's 101 storefront loan centers in Pennsylvania no longer can offer the company's high-fee Choice Line of Credit product, under a Commonwealth Court ruling Tuesday. OCEANSIDE ---- Walking into a payday loan office for a quick, but costly, fix will become increasingly difficult if the city's planning commissioners and a top Marine get their way. A payday lending business violated Pennsylvania consumer law by providing loans of as much as $500 to people in return for 6 percent interest plus a $150 monthly fee, a state court ruled Tuesday. (ARA) - In the world of living paycheck to paycheck, unforeseen expenses create a very stressful situation. Whether the car breaks down, the water heater blows a leak or your dog needs emergency surgery from eating the hallway rug, finding a way to get out of the red gets harder every day. Acting Banking Secretary Victoria A. Reider said she is gratified that Commonwealth Court ruled today that Advance America, the nation's largest payday lender, can no longer offer its "Choice Line of Credit" to consumers in Pennsylvania. Orem city officials have put a cap on the number of payday lending stores they will accept in their city, hoping to limit the opportunities for residents to become buried under loans with annual percentage rates as high as 800 percent. Advance America's $150 monthly fee is ruled illegal. Valley has a number of centers. 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