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Reider said she is gratified that Commonwealth Court ruled today that Advance America, the nation's largest payday lender, can no longer offer its "Choice Line of Credit" to consumers in Pennsylvania. Three Gaffney residents are accused of receiving nearly $4,000 from six local payday loan companies using fraudulent financial statements. William Mark Fowler, 47, of 3537 Corinth Road has been charged with five counts of obtaining money by false pretenses. A local lending company offering loans that charged a monthly participation fee of nearly $150 violated state consumer laws.Advance America, which has 100 branches in Pennsylvania, including two in Lancaster County, must refrain from collecting on lines of credit or loans currently outstan... Payday advance lenders a risky way to get cash, CEO says. 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