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A payday lending business violated Pennsylvania consumer law by providing loans of as much as $500 to people in return for 6 percent interest plus a $150 monthly fee, a state court ruled Tuesday. Orem city officials have put a cap on the number of payday lending stores they will accept in their city, hoping to limit the opportunities for residents to become buried under loans with annual percentage rates as high as 800 percent. Driving into a nightmare SCOTT LINNETT/ Union-Tribune As the county spends millions to widen Valley Center Road, some residents complain that the money is going to waste because of a bottleneck at Lake Wohlford Drive where it enters Escondido. Payday loans are a military matter (ARA) - In the world of living paycheck to paycheck, unforeseen expenses create a very stressful situation. 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